divorce

 

FACTS:

A few neurological differences between women and men from Louann Brizendine's "The Female Brain":

Thoughts about sex enter women's brains once every couple of days; for men, thoughts about sex occur every minute.

Women use 20,000 words per day; men use 7,000 per day.

Women excel at knowing what people are feeling; men have difficulty spotting an emotion unless someone cries or threatens bodily harm.

Women remember fights that a man insists never happened.

Women over 50 are more likely to initiate divorce.

 

 

 


 
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We've saved a few articles for those 'difficult times' that seems to crop up.    With dynastic wealth though, we need to make sure the siblings do not divorce too many times; and not in a generation that gives 'equal' rating to contribution of the wife.   

OTHER ARTICLES ON DIVORCE

"I was Sadder..."

Saving sanity and staying married
Later-life divorce can play havoc with retirement

Couples hitting 50, 60 or even 70 are finding life in their later years less fun than they thought it would be. From diminished stock portfolios that require unanticipated additional years at work, the pressures of adult kids who won't leave and caring for elderly parents and incompatible expectations about how those golden years should be spent, the pressures of late middle age and the retirement years are mounting and late-life divorces are subsequently on the rise.

"It doesn't look like Freedom 55, where we're out cruising and doing all of these wonderful things," says Eva Sachs, who founded Women in Divorce Financial.

Divorce during or just prior to retirement can change the financial landscape dramatically. According to a BMO report, 70% of Canadians 40 or older who become "suddenly single" admit to feeling a financial pinch. If your marriage splits up when you're 35, you have much more emotional and financial recovery time than if it splits up 30 years later. Divorcing later in life significantly challenges long-held beliefs about what retirement would look like. And it's not just the vision of two content old souls holding hands on a porch swing that's being obliterated. It's also a lifetime of financial planning to support one household, not two.

"The expenses an individual incurs are not 50% of those a couple incurs; they're at least 75%," says Tina Di Vito, director of retirement strategies at BMO Financial Group. Housing costs are the biggest single expense for retirees (including accommodation, property taxes, heat, water, electricity and household expenses).

So, whether you're in a one-bedroom condo as a single person or a one-bedroom condo as a couple makes a big difference. "A single person has significantly more control and flexibility about when they retire and what they do in retirement and how they spend," says Ms. Di Vito, "[but] a couple tends to have double the income without double the expenses."

Additionally, Canada's all-time low savings rate, plus recent blows to stock portfolios and the housing market, means that divorcing couples often have inadequate resources to divide. Retired Canadians who depend on the Canada Pension Plan and Old Age Security can expect to receive a maximum of $17,000 a year. When that figure is doubled to account for a couple, it makes a huge difference to household income.

Single people can also expect to incur additional healthcare costs, as they are more likely to require assistance to maintain a household.

According to the BMO report, 13% of married respondents feel the high cost of divorce is reason enough to stay married. Deirdre Bair, author of Calling It Quits: Late-Life Divorce and Starting Over, agrees that the bleak financial picture is forcing some couples to rethink a decision to divorce. "It's causing different kinds of marital situations than we were seeing before," she says.

Ms. Bair points to an older couple in New York, victims of the recent Bernard Madoff Ponzi scheme. "They were relatively wealthy and they're now trying to sell their big house while living in their little gatehouse," she says. "And they hate each other. They want to divorce and they're confined to these small quarters trying to figure out if they can afford it." Some have reported that divorce will require them to live with their middle-aged children.

Ms. Sachs says that she still sees much evidence of the "grey divorce" trend, but that the heavy weight of contemporary financial pressures -- which historically contribute to decisions to divorce -- may lead some older couples to stick it out until the markets improve, especially if they need to sell a family home or finance a new mortgage in a time of tight credit. "A separated individual at an older age who is maybe not working as much, qualifying for a mortgage either to pay out their spouse or to purchase a new home -- if it was challenging before, it's much more challenging now," she says.

The economic climate might also be contributing to greater pragmatism in divorce. Ms. Bair is finding that more older couples are turning to mediation options because financial concerns are outweighing their spite and they don't want to spend their last $500,000 annihilating one another in the conventional court system.

"Divorcing couples -- or at least those who still have some assets left -- are looking to collaborative professionals," says Ms. Bair. "They see that they have less than they thought they would have, and they want to conserve it as best they can."

Some divorce professionals are also seeing a shift in priorities. As unhappy older couples have watched their net worth diminish and retirement savings dry up, they conclude that they can't also afford to lose their sanity.

"People are coming in and saying that they do''t need the big house and fancy car and all of those material things they thought were going to be important," says Ms. Sachs.

"People recognize that their financial future won't be what they were hoping it would be, but if they're going to be OK, that's enough."   - 2009 March 28    FINANCIAL POST

Marriages on the rocks in London's financial district  Settlements sought before partners' salaries shrink

Workers in London's financial district expect the credit crunch to lead to an increase in divorces, with spouses seeking settlements before the full impact of the slowdown hits their partners' salaries, according to a study by a law firm.

The survey of 100 traders, hedge-fund managers and stockbrokers found 79 per cent believe marriages are more likely to break down during an economic crisis.

A fifth of respondents know at least one person served with divorce papers since the start of the credit crunch, while one in 10 are worried their own spouse may already be seeking legal advice.

The UK is skirting a recession as house prices fall, banks roll back credit and oil costs increase.

Bank of England governor Mervyn King said on June 26 the inflation rate may jump to 4 per cent, double the target, and that the economy may contract.

Yesterday's study, by family lawyers Mishcon de Reya, found that 54 per cent of City workers feel their job is more vulnerable now than a year ago.

'The credit crunch shows the more sinister side of human nature,' said Sandra Davis of Mishcon de Reya, which handled the divorces of Diana, Princess of Wales, model Jerry Hall and soccer player Thierry Henry. 'When there are problems in a relationship, money papers over the cracks but when the money is gone the cracks are visible.'

Only 4 per cent of people in the survey said they have a pre-nuptial agreement in place and 5 per cent said they regretted not having one. Such agreements are not binding under British law.

'There is now a real push for them to become entrenched in mainstream law,' Ms Davis said.''It recognises the reality of the situation that marriage is a contract.'

The survey found that 60 per cent of respondents have asked their spouse to cut back their spending and 19 per cent said their partners refused to economise.

Nearly half believe financial workers are more likely to reduce spending on extra-marital relationships.

Figures from the UK Office for National Statistics show the divorce rate in England and Wales fell 7 per cent in 2006 to 132,562, the lowest rate since 1984. -  2008 July 12   BLOOMBERG

Starlet's affair may change South Korea's adultery law

A sensational love affair involving a South Korean starlet, her TV personality husband and her opera singer lover could lead the country to change laws that can send adulterers to jail.

The lawyer for actress Ok So-ri brought a petition to the Constitutional Court this week asking it to overturn the current law that can land a person in jail for up to two years for having an extramarital affair.

"The adultery law . . . has degenerated into a means of revenge by the spouse, rather than a means of saving a marriage," the petition said.

Ok and her husband Park Chul have been staples of the local gossip sheets for months with both holding news conferences where they exposed embarrassing details of a troubled marriage. Ok has admitted to the affair.

Park filed a criminal adultery complaint against his wife and she was indicted in January on suspicion of illegally having an affair with the opera singer.

South Korea passed the adultery law in 1953 to protect women.

In its male-dominated society, women had little recourse against a husband who had an affair. Back then if a wife walked out of a marriage, she would often end up alone and penniless.

Today, it is rare for people to be jailed but that has not stopped several thousand angry spouses from filing criminal complaints each year.

Critics say the law is anachronistic, with some saying a better compromise might be to allow spouses just to sue for compensation in civil court.

"The situation is different now with the elevation of women's status in society. It is an act of betrayal but it shouldn't be considered a sexual crime," said Lee Hye-kyung of the Minwoo women's rights group.

The number of divorces in South Korea has almost doubled since 1995. In 2005, about 128,500 couples divorced in the country of almost 49 million people.

Although women still face difficulty finding high-paying jobs or achieving wage parity with men, more women have been able to enter the labour force over the past decade and live independently on their wages.

Referring to the current divorce law, the petition said: "There has been no evidence of its contribution to protecting women, and its validity is questionable with the elevation of women's social and economic status."   2008 February 1    REUTERS

Avoiding Divorce Court

Divorcing couples are increasingly seeking alternative ways to split up, rather than going to court. Here are four options:

Tactic What It Is Cons
Arbitration Couples choose a third party who makes decisions about contested issues. The process is generally faster, less costly and more private than court proceedings. Decision is generally binding and hard to appeal. Few states allow binding arbitration on child custody or support.
Mediation Couples hire a middleman who helps them negotiate a settlement. Ideal for custody issues because it's less contentious than court proceedings. Mediators' qualifications vary widely. And the technique is tough if one spouse is richer or more powerful.
Collaborative Divorce Spouses sign a contract with their lawyers agreeing not to litigate. The couple, along with their lawyers, then seek to negotiate a settlement. If the couple can't reach an agreement, they must find new lawyers and start the process again.
Parenting Coordinators A parenting coordinator tries to help the couple agree, but if they can't, the coordinator makes the call. Meant for already-divorced couples who are still fighting over issues related to kids. The role and qualifications of the coordinators range widely.

Source: American Academy of Matrimonial Lawyers; WSJ research  28 Oct 2004

Middle-class Chinese women fear disgrace of divorce
Survey finds even successful business women hesitate to go it alone under pressure of public and parental ridicule

BEIJING - Fear of disgrace and reproach from family convince many middle-class women in China to stay in unhappy marriages, even when the couple is living apart or the woman knows her husband is having an affair, a study has found.

The survey, conducted through counsellors in east Nanjing city, found that fear of losing face was a key factor in even some successful businesswomen remaining in failed marriages, the Xinhua news agency said yesterday.

The Chinese place importance on how others see them and this explains the reluctance to divorce, said experts.

Most of the women were urban white collar workers in cities, the survey found. They appeared content with their relationship in front of family members, yet felt lonely, as their marriages were only 'shells', the report said.

It cited the example of a 32-year-old woman surnamed Liu, who has a daughter, six, and works as chief finance officer at a company. Her husband is a marketing manager in a real estate firm. They earn a good income and own an apartment and a car.

However, Ms Liu said she and her husband have little communication as he comes home late every night. Perhaps feeling guilty for having an affair, Ms Liu's husband treats their child and her parents very well, she said.

He has not yet suggested getting a divorce, and she does not intend to either. She used to consider splitting up, but eventually chose to tolerate him under parental pressure.

Another woman, a 29-year-old surnamed Li, is in a good financial situation and does not have a child. She has had nothing to talk about with her husband since shortly after they got married. Now they live in different flats.

The reason she does not want a divorce is she fears she will fail to find a more suitable man for marriage.

Divorced women are looked down upon as used products in China, and have difficulty re-marrying, but in major cities such as Beijing and Shanghai, such attitudes are changing.

Sociologists, however, say staying in marriages does not preclude women from having affairs, sometimes for years.

The divorce rate in China, which was 1.91 per thousand in 1998, has been rising at an annual 0.01 per cent, but internationally this is much lower compared to developed countries. -- AFP     20 March 2004   Singapore Straits Times 

SOCIAL TRENDS: THE MYSTERY OF THE SHORT-TERM WEDDING 
Till next month do us part

The wedding last year was smashing, according to those who there - a fabulous band, the swish ambience of Toronto's Royal York, the glamour of two wealthy families united by romance. Vows were said; the party ran late.

But a fairy tale is all it was: By noon the next day, the marriage was over - called off, guests heard later, at least partly because of tensions that had arisen between the families. It was annulled as though it had never happened.

This month, as happens every June, couples are packing churches, synagogues and wedding halls with friends and family to celebrate their unions. An unlucky few will soon realize they leaped without looking closely enough. For a growing number of Canadians heading to the altar, the fleeting, ill-fated marriage has become their first stumbling run at lasting love.

There are the rare wild stories, like this one: A bashful young client arrived at the doorstep of Toronto lawyer Jacqueline Peeters last year, confessing that as a California college student she had gone off to Reno with friends and pulled a Britney Spears - getting drunk and waking up married. The newlyweds promptly split, but two years later, back in Toronto, the young woman had fallen in love for real, and needed to "tie up her loose end." She never did find the groom; the divorce was declared legally in his absence.

But most short-lived trips up the aisle don't have such calamitous Hollywood twists.

Instead, they lead to discreet separations months later, which aren't recorded in divorce statistics until a year after that, and the reasons are more pedestrian - an affair is uncovered, a visa was desired, one side had wanted the party more than he or she really wanted the spouse.

The idea of exchanging vows without covering your bases is given a heartbreaking twist in the new novel On Chesil Beach by British author Ian McEwan. In the book, set in 1962, a young couple have a misunderstanding on their wedding night and, to their later mutual regret, part ways. The root of the problem - virginity - is an unlikely issue in 2007, but the context is the same: They slid into marriage without ever clarifying their commitment.

In real life, once in, it's not so easy to get out. Annulments are complicated. There's pressure to give it a go. It's easier to wait out the year for a no-fuss divorce.

In Canada, the divorce rate has held steady for seven years: If the current rate continues, 37 per cent of marriages that began in 2003 will eventually end in divorce.

But breakups in the third year, already the riskiest time, have continued to rise in the past 15 years, while other figures have generally held steady or declined. The trend also has been identified in the U.S. and Britain.

The question is why this is happening in affluent, educated countries, when the majority of couples now live together before they get married, and should therefore know precisely what they're getting? Even with the marriage rate at its lowest since the Second World War, many couples report feeling those old-fashioned pressures  - to please their parents, to follow their friends, to live up to cultural expectations.

But perhaps we've also become a bit too blasé about the whole ring thing: A team of psychologists at the University of Denver call it "the inertia marriage," a term for couples who drift, haphazardly, into husband-and-wife territory.

"It's like they're in this tractor beam from Star Wars," says Denver's Scott Stanley, "and they're thinking, 'Well, I can always escape from the Death Star later.' "

The inertia marriage

Anne, a speech pathologist living in Northern Ontario, arrived at the Death Star long before she caught her husband cheating three months after their wedding. She spoke on condition that her last name not be used - frankly, she's still embarrassed that her marriage was over before its first anniversary.

She should have known, she says, and deep down, she did. Sitting in the pews at her church rehearsal on the eve of the ceremony, she turned to her closest friends and asked, "Did you guys feel sick before the wedding?"

But she didn't run. "I am going to make this work," she told herself. "I am probably not marrying the right person, but that's okay, we'll have an okay life."

By the honeymoon, she says, "I thought, 'Oh my God, I've got a death sentence here.' "

Looking back, she can see what happened. He followed her to another province, and when she bought a house, it made sense for him to move in. They owned two dogs together. She was 33 years old, financially solvent, all her best friends were getting married and having children, and her Roman Catholic parents wanted a ring on her finger. "I just felt, 'Well, it's time to get married now.' " There were qualities about her ex-husband, who was keen on a wedding, that worried her, but she brushed them aside. She was being too fussy, she figured. The problems were "right under my nose," she says now, "and I just plowed through."

After they split up, she wore her ring for a long time, so people wouldn't know her marriage had failed so quickly.

Many people, especially the younger generations, believe you can buy marriage insurance by sharing a roof before saying yes to a proposal. But the research shows just the opposite: One of the highest risk factors leading to a marriage that ends quickly may be shacking up before making long-term plans.

"The more people buy things together, the longer they live together, they get a dog together," Dr. Stanley says. "All that stuff makes it harder to ... go in a different direction."

Hence the "inertia marriage." Psychologists also call it the "availability heuristic" - the tendency for people to make decisions based on what's available, rather than by a set list of compatible criteria. And who's more available then the person already filling your Friday nights?

"They're thinking, 'I really like you, but I'm not sure you're the one, so let's live together to try things out, and then I'll really see what I think about your problem with alcohol or your nagging. I want to get a better look.' "

But all they've done is make it harder to get out.

And brides take note: Sliding into a marriage is worse for women, who are more likely, Dr. Stanley says, to assume their partner is committed when he's really biding his time. Wasted years in a short marriage cuts into a woman's baby-making window. And she faces a greater stigma from being divorced than most men.

Better make sure you have "the define-the-relationship talk" before the lease is signed, Dr. Stanley advises.  

Erin Travis, 28, would be the first to admit she neglected to have "the talk" - right through to the "I do's." She had reunited with her high-school sweetheart after university, and they had been living together for two years when he proposed. Their

friends, who were all taking their walks up the aisle, thought it was so romantic. She was having a magical wedding on a beach in the Dominican Republic.

She had doubts early, she says. But they had known each other forever, and everyone else was so happy, and then the dress was bought and the resort was booked and she was on a plane headed south. They came home to life as before, except for the rings on their fingers. Less than two years later, the marriage was over.

"We just kind of got engaged, and started planning a wedding and didn't really look down the road any further," she says now.

They had moved in together because it was practical. They never talked about children or where to live or what they wanted out of life. It was as if the relationship had its own engine.

"I felt like I was on a freight train, and I didn't jump off until I missed my spot."

A fancy wedding can make things more difficult in its own right. "For me, it was easier to get a divorce than put the brake on my wedding," Joanne Fessenden, a Toronto wedding planner, says of her first short-lived marriage 10 years ago.

Getting married, she says, had seemed natural after living with her boyfriend for almost two years. The rest happened in a flurry.

She knew, walking down the aisle, that it was wrong: On the videotape, when her new husband kisses her at the altar, she stands in her Grace Kelly wedding dress and offers  with a slight grimace: "Thank God, that's over." (After, she didn't even recall saying it.)  In 18 months, it really was over.

Michelle Valente, who owns Vancouver-based Bellisimo Consultants, has watched couples enter, almost unwittingly, into marriage as "the next logical step."

She has seen two that were annulled almost upon returning from the honeymoon. One bride and groom, who had been together for years, came back from Hawaii and said they had made a mistake; the minister, a family friend, arranged an annulment.

"In reality, it wasn't where they wanted to be. They were good friends, but they weren't in love," Ms. Valente says.   But everybody had expected them to marry, and they let themselves be convinced.

It could be worse

If such errors of judgment seem dire, a few short-term marriages fall more into the territory of nightmares.

In March of 2006, for example, 350 guests watched Holly Branco pledge her love and devotion to Louie Mallinos, after pulling up to the church like a princess in her horse-drawn carriage. The dinner at the Crystal Fountain in Markham, Ont., was a seven-course meal; the bride and groom danced to It's a Beautiful Day by U2.

The only trouble was that Holly Branco was actually Mandy Branco, wanted for a string of fraud charges.

After a series of increasingly suspicious events - cellphones that he had never ordered arrived in the mail, he found a health card linked to another name hidden in the house, and she changed the lock on the mailbox - Mr. Mallinos called an unidentified number on his wife's phone, and the real Holly Branco, Mandy's sister, answered.

One not-so-beautiful day, Mr. Mallinos watched his bride being led away in handcuffs.

Mandy Branco eventually pleaded guilty to several counts of fraud and got 18 months in prison. They'd been married only three months.

Karen, a 29-year-old researcher in Toronto, cringes at the memory of her five-week marriage. She knew it was a bad idea from the beginning. She also knew that her parents desperately wanted to see her married.

Her fiancé was good-looking, a doctor, from the same cultural background - his bad temper was easy to overlook, no matter how much he yelled and mistreated her. And, as accomplished as she was, she saw being single as a failure.

"Nothing mattered more than getting married," says Karen, who would not use her full name. "To me, that defined success." Plus, her parents had spent piles of money on an engagement party, and 500 people were coming to the wedding.

But it was a disaster: Her mother-in-law moved in to their small apartment against her wishes. Her husband's rages got worse. One night, after a particularly horrible fight turned physical, she felt she had no choice: She called her sister in tears and left for good.

"I think I just thought that if I worked really hard, and hoped really hard, it would turn out okay," she says. "But if something feels wrong, it probably is wrong."

This year, she is getting married again - this time without the pressure, and without the doubts.

Slow-down solutions

Except for the drunken college student, none of these individuals entered into their marriages without a sincere hope and intention that they would last.

Women such as Erin Travis and Anne, the speech pathologist, are insulted by the idea of a "starter marriage," as if they had been planning all along to get out and trade up.

"I didn't go in thinking of it as my first kick at the can," Ms. Travis says. "You hear a lot about brides who are in it for the wedding. That wasn't me. I was thinking about the marriage. That was the part keeping me up at night."

Even while marriage is declining in our culture, we cling to the romantic idea of soulmates: A 2003 survey found that 60 per cent of Americans - and 77 per cent of respondents in their early 20s - believe everyone has a true love.

People often enter into marriage with unrealistic expectation, says Cornelia Brentano, a psychology professor at Chapman University in California and co-author of Divorce:

Causes and Consequences.

The ones who divorce within those first few years, she says, usually realize almostimmediately that they made a mistake.

Mind you, even newlyweds who call its quits can have second thoughts about their second thoughts.

Janis Nicolay, a Vancouver photographer, remembers one couple who married in an elaborate party at Whistler, B.C., about two years ago in the company of a large group of close friends. They never called for their enlargements: They split up almost right away.

But Ms. Nicolay learned recently that they are back together, and happily having a baby.

The question is how to prevent people from "sliding versus deciding," as Dr. Stanley puts it. He suggests, for one thing, that people need to carefully consider their decision to move in together - and teenagers need to be educated about the factors that raise the risk of divorce.

In Texas, legislators passed a law last month that waived the marriage-licence fee for couples who take a premarital class, and doubled the fee for couples who don't.

"If that's the nanny state, then so we are," Representative Warren Chisum, the Republican who introduced the bill, told the Houston Chronicle. "We are very pro-family."

And those quick-turnaround marriages might be prevented, Dr. Brentano suggests, if couples were forced to have a cooling-off period before the wedding, like the waitingtime for divorce.

That's a hard sell: the government controlling when you can marry. But if you divorce, Dr. Brentano counters, "the government may be in your life for up to 20 years, until your children are grown."

In Germany, for instance, couples must wait three months after acquiring a marriage licence before getting hitched; in Ontario, the opposite is true - a marriage licence expires after three months.

For now, however, we are largely left to our own devices on matters of the heart, so what kind of advice would those who now wish they had said "I don't" offer?

"That nagging feeling," Erin Travis says, "look into it."

Don't have a big wedding, says Joanne Fessenden - strange words from a wedding planner.

Now happily married, she often counsels her clients not to get swept up in the day.

When she went south a second time Ms. Fessenden got married on the beach with only two strangers as witnesses.

"Because I am a wedding planner, I know that's the way to go," she says.

And as for Louie Mallinos, he wryly proposes this first-date precaution: "Ask for two pieces of photo ID when you meet someone new."   - 2007 September 6  The Globe and Mail.

Experts say parting hard on children

Despite mounting research on the negative impact of divorce, few parents seem inclined to stay in a bad relationship for the sake of their children.

Although some people resort to sleeping in different beds and endure unsatisfying relationships in order to provide a stable family life, they are still in the minority, experts say.

A growing body of research shows divorce is traumatic and can increase children's chances of dropping out of school and lessen their likelihood of attending a leading university -- or any university at all. Many children of divorce also suffer from depression and anxiety, are more prone to fighting and violence and can have serious relationship problems.

But Robert Glossop, executive director of programs at the Vanier Institute of the Family, points out the research shows in most cases things work out fine for the children in the long run, despite the increased risk of academic and social problems.

In prior decades "there was a more prevalent belief in days gone by that you stay together for the sake of the family," said Barrie Evans, a psychologist at Madame Vanier Children's Services in London, Ont., who counsels children who have been through divorce.

He and others feel that belief may no longer prevail.

"We expect marriages to be all-satisfying and we enter with naive assumptions about what marriage entails," Mr. Glossop said. His institute monitors family trends.

"They are expectations that are sometimes dashed in the course of day-to-day marital life. I think, increasingly, we live in a culture of expressive individualism, in which our own choices and desires drive us and our decisions. It is all about me. People are less likely to subordinate individual interests for a larger good."

He says many parents rationalize their decision to end a marriage, something that has become easier as divorce has gained wider acceptance.

"They say, 'Look, I am not happy in this relationship; certainly it is not doing my kids any good at all to see me or my spouse unhappy so it is better to just split up and get on with our lives.' "

Close to four out of every 10 marriages will end in divorce, according to the latest Statistics Canada research. The rates have stabilized over the past several years but grew five-fold between 1968 and 1995, largely because divorces have become easier to obtain under legislative reform. In 2000, there were more than 70,000 divorces across the country.

"Given the dramatic increase in divorce since the 1960s, the obvious answer is that there is no evidence that parents are more likely to stay together for the sake of children than in the past," Mr. Glossop said.

"There has been research that asked if people should stay together for their children and, somewhat surprisingly, younger married Canadians said they thought they should. But we have to remember those are younger Canadians who had not yet gotten to the point in the marriage where [things can break down.]

Recent studies have shown the negative impact on children can be minimized with post-divorce counselling. In some provinces, including Alberta, and in various states in the United States parents are required to attend classes to help ease the transition for children. As well, children who maintain a close relationship with their parents tend to be better adjusted, research shows.

Most will survive the experience. However, we know from a fairly broad body of knowledge that many children will experience long-term negative consequences," Mr. Glossop said. "Yes, in the end it might be better for children to be out of a conflict-ridden relationship or home. At the same time, it is probably true that if kids could vote, divorce would probably be illegal.

Tragically they still love both of their parents -- it is just that their parents do not love each other. It is a pretty dramatic life experience for these kids to go through. The research has dispelled the naiveté that we had perhaps 25 years ago that kids are simply adaptable and can get over everything.

Anthony Lucifero, a marriage counsellor in Toronto, said he believes there is some change in attitudes. "I think there is a movement going on, even with the courts, where they are promoting the best interests of the children. I notice in my own practice that more and more of the parents do stay together. Women in particular are more likely to put up with things like infidelity, gambling, addiction for the sake of the children.

However, Anne-Marie Ambert, a sociology professor at York University in Toronto who specializes in family affairs, estimates as few as 10% of parents may stay together for the sake of children. She said there has not been a dramatic shift over the past 50 years.

In her latest study, titled Divorce: Facts, Causes and Consequences, she outlines the data showing adult children of divorce are more likely to have a child out of wedlock, have lower test scores in school and be unemployed.

One U.S. study of about 10,000 young people, published last year, found the psychological damage from divorce faded after about three years but the children continued to suffer academically.

Another U.S. report, published in 1996, found children from one-parent families are only half as likely to go to leading universities as those in two-parent families, even after researchers factored in income and the parents' education.       - Julie Smyth   National Post    9 Jan 2003

Ex-beauty queen in battle No. 2 over marital assets

Fight with ex-hubby comes after court win against former father-in-law's firm

Former beauty queen Jenny Wong Ser Wan, 56, is facing the last hurdle in her divorce proceedings, which began back in 1999.

After taking her former father-in-law's company to court in August, she will be fighting with her former husband, Mr Raymond Ng Cheong Ling, 53, in the Family Court for her share of the matrimonial assets on Wednesday.

Mr Ng's father is Mr Ng Bok Beng, 86, the philanthropist who donated $5 million to the Nanyang Technological University this year.

The court has already upheld Madam Wong's claim that her former husband had sold shares and a house to his father's company at greatly undervalued prices to 'dissipate the matrimonial assets'.

Said Madam Wong in an exclusive interview with The Straits Times: 'I knew the marriage was doomed when I found out within months of marrying him that he had been womanising.'

Madam Wong had met Mr Ng in 1973, two years after she won the Miss Singapore Universe title. She was sent to Miami, United States to represent Singapore in the Miss Universe beauty pageant.

She was about 25 and working as a property agent, while Mr Ng was an undergraduate. They had first met when he was a volunteer at a Lions Club function.

Madam Wong came from a wealthy family. Her father, the late Wong Yuen Shee, owned several hotels in Singapore in the 1970s.

And despite more eligible suitors who came to pick her up in Mercedes-Benzes and Aston Martins, she chose to marry Mr Ng in 1976.

'He came from a very conservative family and I thought he might be a more stable person,' said Madam Wong.

But things changed quickly, and before long, their quarrels got so bad that their eldest son, Ezine, now 28, had to be sent overseas to study when he was about 10.

'He was psychologically affected by our quarrels and had to be put on medication and counselling,' she said.

Around this time, in 1995, she also heard from her tai-tai friends that her former husband was seen behaving intimately with other women, something she said he later admitted.

In her affidavits, Madam Wong also alleged that he spat at her, punched her and used a pillow to smother her. She said he also dragged her down the stairs.

She filed police reports concerning his alleged attacks on her and took out a domestic exclusion order as well as a personal protection order on him.

Mr Ng also lodged a police report in 1994, alleging that she slapped him and threatened to cut off his genitals with a pair of scissors.

In 1996, she took out a maintenance summons against him for $15,000 a month because he stopped maintaining the family.

The mortgage on their Cluny Hill house was not paid, and he cancelled all her credit cards. He also stopped giving a monthly allowance to his son in the US.

A year later, he agreed to give her their three houses in Canada, his shares in Lei Garden worth about $2.6 million and a cash settlement of $2.5 million in return for her withdrawing the maintenance order summons.

She said he also agreed to stop seeing the other woman.

But Mr Ng did not fulfil the agreement.

Tired of his ways, she filed for divorce in 1999.

In 2000, she took out a Mareva Injunction - which prohibits the disposal of assets worldwide - against him.

His shares in Je Taime Jewellery Design, a company belonging to Madam Wong's sister, were also frozen. Mr Ng became bankrupt in 2002.

The Straits Times tried to contact Mr Ng for comment through his lawyer, Miss Loh Wai Mooi, but to no avail.

Said Madam Wong: 'I am not a gold digger. I just want to ensure that my children and I are provided for.

'In fact, I supported him financially. When we got married, I sold my Tanglin apartment so that he had capital to start his first business, as he desperately wanted to stop working for his father.'

The couple have three children. Their youngest son is 18, and is now serving national service, while their daughter, 25, is studying in a local university.

Madam Wong has given evidence in court, and eldest son Ezine will also be expected to do so via videoconferencing in the upcoming trial.

Ezine, who suffers from schizophrenia, told The Straits Times in a phone interview from Florida in the US: 'I am a little fearful of taking the witness stand because I may be misunderstood for my condition... it's not something acceptable in Asian cultures.'

Mr Ng, who sent an independent psychiatrist to assess his son's mental condition, will be challenging a claim for Ezine's medical expenses in court.    - 1 November 2004    SINGAPORE STRAITS TIMES

MEGABUCKS MARITAL SPAT
Millionaire's ex-wife will have to return...

His parrot
his telescope
3 sapphires

(SINGAPORE) Give the macaw back to your ex-husband, the judge ordered Madam Bettina Chew yesterday.

He also told the 42-year-old Singaporean to return her ex-husband's US$3,500 (S$6,230) computer-controlled telescope, three sapphire gemstones worth US$95,000 and the documentation related to his art collection.

Multi-millionaire business consultant Michael David Selby had hauled Madam Chew to court over these, and a few other things, that he said were rightfully his as part of their divorce settlement.

Judicial Commissioner Lee Seiu Kin ruled in favour of most of Mr Selby's claims.

He ordered Madam Chew to hand over the company kits to the three British Virgin Islands-incorporated companies that she used to be the director of. Those companies had been set up to hold the couple's matrimonial assets.

He ordered her to pay about S$19,000 that she racked up on a supplementary American Express credit card just before the divorce on June 15 last year.

The judge also told Madam Chew to produce a list of the wines she kept from her ex-husband's substantial collection and either hand some back, or pay damages, if their value exceeded the 25 per cent due to her.

Mr Selby claimed that the 614 bottles of wine he received from his ex-wife were cheaper wines stored in the guest bungalow adjoining their house off Holland Road.

All of the expensive wines, including 48 to 60 bottles of the rare and costly Chateau D'Yquem, were kept in the main house.

As for the talking hyacinth macaw, the JC found that it rightfully belonged to Mr Selby.

He noted that, in the beginning, there were two macaws.

Madam Chew had said she had bought them from a bird shop here as family pets, but Mr Selby said he imported them as juveniles from the US and that he had reared and trained them.

At the JC's suggestion, Madam Chew had given one of them - a military macaw - back to her ex-husband during the trial.

He said that if she could not produce the other one, which had been given away, she would have to pay her ex-husband US$10,000 in damages.

What Mr Selby will not get are: two Khmer sculptures worth about US$200,000, a Han Dynasty bronze horse and cart valued at about US$100,000, and five pre-Han Dynasty bronze bells worth about US$100,000.

He also will not get a 1952 Gibson guitar worth US$4,000 because the judge was not satisfied that his ex-wife had taken it.

When the couple split after a 12-year marriage, Madam Chew got US$30 million, the 2,323-sq m Coronation Road West bungalow which is worth about S$12 million, and an apartment in London.

She now lives in a prime district apartment with their children - an 11-year-old daughter and a six-year-old son.

Mr Selby, who has two daughters aged 18 and 20 from a previous marriage, now lives in Bangkok.

The judge noted that the total value of Mr Selby's latest claim - US$422,500 - paled in comparison to the more than US$60 million in cash, securities and other investments held in two bank accounts.

After a 10-day hearing which ended last Saturday, JC Lee found that neither Mr Selby nor Madam Chew had been completely frank and truthful in their evidence.

'This is hardly surprising, as many people who are caught up in such a situation would be moved to massage the truth to embellish their case,' he said.

'Having said that, I would add that I am driven to conclude that Chew's evidence has been most unreliable.'

However, JC Lee also found that Mr Selby had been prone to exaggeration in some areas.

Mr Joseph Fok Shiu Kong and Mr Morris Yow appeared for Mr Selby.

Mr Philip Fong, Ms Foo Siew Fong and Ms Chang Man Phing acted for Madam Chew.   Singapore Straits Times   11 October 2002

Generation Ex : Divorce is a Privilege

Till death do us part? Nah. It's till cheating sex do us part. Sexual fidelity is the sine qua non of marriage.

But is it all bad when an extramarital affair happens?

As a gentleman I know helpfully explained over his pinot noir in a downtown Toronto bar, "Sex is the life force, Sarah."

Indeed. And an extramarital affair is a huge life-changing event, nothing short of transformational - if, that is, you don't hide in deep guilt and denial from why you did it.

I am not a professional psychologist, although I have had what I like to call a little shrinkification. (At least therapy is no longer taboo.)

So I will say this: Once you have endured divorce and the painful examination of why you stayed for as long as you did, what the pathology of the relationship was and what you need to repair in yourself, you see the world and people with a sort of emotional X-ray vision. You see what lies beneath.

Most affairs illuminate a truth, one you may not have been ready to see.

Okay, let me go first.

In my marriage of almost 18 years, which ended in divorce 4˝ years ago, I, like many, had plenty of opportunities to have affairs. Once, when I was in my late twenties and travelling on business to Sydney, Australia, a colleague, who was also married, boldly propositioned me. Never once in the Toronto office had he made a pass at me. But now he was exercising what he called "the out-of-hemisphere rule." He called my hotel room in the late evening to ask if he could come up and see me, not some time, but right then.

I said no. I was happily married at the time. But many years later, when my husband and I were in trial separation, still technically married and mulling over whether we could work it out, an affair did happen. I didn't seek it out, but I didn't stop it, either.

It didn't last long. He provided comfort and tenderness, something I badly needed, but more importantly, the affair gave me clarity. I knew that if I could make that emotional transgression, my marriage was over, and it spared me further ambivalence.

Ambivalence, for anyone who is divorced or thinking about it, is an affliction that can last a long, long time before the decision to call it quits.

That's why I call it the "clarity affair." It's not why you're leaving your marriage:  it tells you that you already have. A friend of mine experienced the same thing. "It made my decision about my marriage black and white."

She ended hers without revealing the affair, which was also short-lived, to her husband.

Stephen Grant, a high-profile divorce lawyer in Toronto's McCarthy Tétrault law firm, believes that both women and men often use affairs as a springboard. But he thinks that men are less likely to examine the reasons underneath the action.

"Men, to the extent that they are conscious of why they do things, think, 'I'm unhappy,' and infidelity is a response to their own bewilderment about the sense of loss in their marriage."

There's an adage at work here: Women leave their marriages for themselves, men leave for other women. "Guys, as opposed to women, typically aren't prepared to let go of one trapeze until another one is within reach," Mr. Grant says to explain the male need to have a safe (and soft) landing. Whether they stay with the new trapeze is another matter. The point is, they need it to get to the other side.

The affair is a substitute for courage. But if affairs can be a force for social change, they can also be really good marital glue.

"I'm not making light of it," says Anne Bercht, 45, author of a 2004 book, My Husband's Affair Became the Best Thing that Ever Happened to Me, that landed her on Oprah and other television talk shows. "It's devastating. But pain is really an opportunity for personal growth. You don't develop character as a person in the good times," she says from her home in Abbotsford, B.C.

"Once an affair happens, nobody can turn back the clock and undo what has been done.

But you're left with a choice: to become better or to allow bitterness to wreck the rest of your life." She and her husband, Brian, who had the affair and confessed it to her, were able to repair the damage, but not without a lot of work. Together they examined how their behaviour in their marriage had contributed to the problem. "We have much greater openness and honesty between us," she says, adding that they now run marriage therapy courses and a website, http://www.passionatelife.ca.

Affairs as marital glue can work in other ways, too, according to a woman I spoke to who uses a website that facilitates adulterous affairs between married people. Her husband of many years ignores her. The affairs she has engaged in (several over the years) are never in the hope that she can leave her marriage for another man. She claims there are different kinds of love a person can experience - a sort of fraternal- like affection for a husband of many years and then the sexual passion with a new partner.

My take? I get the thrill of sex with a new person, that life-force thing, and how valued that can make you feel. But I think the human heart longs for a big, complete love, the one where, to quote literary critic Terry Eagleton, "each realizes himself or herself through the other."

I would venture that what lies beneath this woman's behaviour is her reluctance to leave the security of her marriage. Divorce is not just frightening, it's expensive.

Put simply, divorce is a privilege. It's like a car: lots of people may need one and want one, but not everybody can afford one.   - Sarah Hampson   THE GLOBE & MAIL    26 April 2007

WAS HIS...

And this is possibly how it ends...

Divorced? So here's a loan to start again

Japan's first divorce loan caters to those who fell head over heels in love only to find themselves up to their necks in debt.

Named "Re" for those restarting their lives, the loan helps divorcees cover the cost of compensation and legal payments and offers a lower interest rate than credit cards loans, on which Japan's growing number of divorce-seekers have depended.

"It's not that we are recommending divorces," said Yoshimi Aoki, spokesman for Ogaki Kyoritsu Bank, which offers the loan.

"But we want people to feel more comfortable in visiting banks to consult on these issues."

While Japan's divorce rate is still low in comparison with the United States and Europe, failed marriages have been on the rise in recent years.

Last year, there were two divorce cases for every 1,000 people, up from 1.7 cases in 1996.

The divorce rate in the United States was 3.6 per 1,000 total population in 2005, while in Russia it was 5.5 and 2.8 in Britain in 2003.

In Japan, divorcees found responsible for failure of their marriage on average have to pay 4 million yen (HK$270,000) to former partners.

With the new loan, divorcees can borrow up to 5 million yen. -   2007 October 2  REUTERS

GENERATION EX

How could the wife not know?

Of course the beleaguered wife, Rosemarie Fritzl, didn't know a thing. She had an extreme case of spousal denial.

Her husband, Josef Fritzl, 73, confessed to Austrian police this week that he had kept their daughter, Elisabeth, now 42, in a bunker beneath the family home since 1984. He had fathered seven children with her. Rosemarie was reportedly unaware of her husband's incestuous activities. For 24 years, he kept his secret underground - in more ways than one.

Criminal psychologists point out that full-blown psychopathic behaviour, which is rare and probably involved in the Austrian case, describes someone who is skilled at deception and compartmentalization. He or she maintains dual realities: seemingly normal in one life, criminal and evil in another. This explains why it's not uncommon to hear stories about wives of serial killers, for example, who say they had no idea what their partners were doing.

"I was in shock," said Judith Mawson Ridgway, former wife of the supposedly mild-mannered truck painter Gary Ridgway, who pleaded guilty in 2003 to killing 48 Seattle-area women, more than any other serial killer in U.S. history. "He made me feel like a newlywed everyday," she told a local television station, smiling meekly, in an interview six years after the discovery.

Psychopaths aside, if ordinary couples are honest they'll agree that there's a more garden-variety version of spousal denial or marriage blinkers.

We all often choose not to see certain truths - in our children, in our friends and especially in our spouses. Wedding vows should include, "With this ring I suspend my disbelief in you."

Did Silda Spitzer never once suspect the behaviour of her husband, former New York governor Eliot Spitzer? He was making arrangements to have trysts with prostitutes for several years. Wouldn't she have known? Or, did she notice some odd behaviour and rationalize it away somehow?

Certainly, many ex-spouses will say, once their marriage is kaput and especially when some uncomfortable truth has been subsequently exposed, they intuited something was a bit off about their partner's conduct but didn't act on it at the time.

I know people who discovered, post-divorce, that their spouses were involved in dubious business activities, for example, or had affairs while they were married. Only when free of the marriage, and in retrospect, do they realize that if they had been thinking right at the time they would have questioned certain behaviours.

It's not just that love is blind; it's that once married, you become tied up in wanting - and needing, for a variety of reasons - to believe the best of your spouse.

"We can all become prisoners of hope, and it can become very convincing in spite of what might be laid out in front of us," says Stephen Madigan, a Vancouver marriage and couples counsellor.

Divorce finally lifts the veil.

I say that because I often joke that the ritual procession in the Western wedding ceremony should be altered in one significant way. Tradition dictates that the bride sails down the aisle on the arm of her father, with a veil covering her face. At the altar, once the vows have been exchanged and the couple have been declared married, the groom lifts the veil to kiss her. Then, the newlyweds parade in front of the congregation, who can clearly see their beaming faces.

It should be the reverse. The bride should wear the veil after she has become a wife. Once a couple are married, it becomes paramount for the participants to believe that everything is fine, really, just fine, thank you.

One reason may be the emotional investment and the public declaration that come with marriage. You are telling your community of friends and family that this is the person you want to spend the rest of your life with. You spent months planning the event. Perhaps your parents forked over big dough for your reception. Members of the congregation cried with joy. God was watching, too. Your mother sighed with relief. And the wedding dress was the same price as a new fridge.

If you start doubting the person you married - and paying attention to why your intuitive alarm bells are going off - it's a bit like admitting that the house you just bought with all your savings is riddled with dry rot and can't be fixed. You are supposed to have kicked the tires, checked the foundations. Wasn't that what all that time dating and maybe even living together was about?

Status is involved in keeping the blinkers on, too. No one wants to admit, "I am married to a controlling, difficult and mean-spirited man, who probably has affairs with prostitutes because he never wants sex with me." You want to say, "I am married to the governor of New York."

"There's a whole history of influence when it comes to the institution of marriage," observes Dr. Madigan. "We are continually filled up with the idea that to be married is a good thing, but that to question marriage is not a good thing."

He also points out that while there is plenty of cultural encouragement to marry, there is little support once you are in a marriage. "People are really on their own when it comes to figuring out the relational politics of being married to someone, and it's a taken-for-granted expectation that we should know what to do."

You're isolated inside the marriage. Hoping that things will improve is easier than trying to investigate signs of trouble.

When children come along, the need to make the marriage work grows, despite doubts that may have mounted. "Women, especially, need to believe the best of their spouses," says Caryn Miller, a Toronto psychotherapist who works with individuals and couples. "In many families, their livelihoods depend on men."

The inability to recognize trouble signs is often a matter of marital acclimatization. It could be that those nasty psychopaths gradually manipulate and deceive the people in their intimate orbit. Their partners get used to the dysfunctional environment gradually, one degree at a time, like a mouse in a pan of water that slowly reaches the boiling point.

In marriages with average people, this also happens at some level. Remember that song from My Fair Lady? "I've grown accustomed to her face ... her smiles, her frowns, her ups, her downs, are second nature to me now, like breathing out and breathing in."

Couples get used to each other. You learn to live with all the other's warts - good, bad, big, small. It's only when you're out in the fresh air of ex-hood that you see your former partner for who he or she truly is.   - 2008 May 1    GLOBE & MAIL  

Making the cut with husbands

DEAR aspiring members of the Obedient Wives Club,

I am a recruiting agent for an offshoot of that infamous Malaysian club where wives are expected to behave like first- class prostitutes in order to satisfy their husbands sexually and give them little reason to commit adultery. Yes, gone are the days when the threat of a pair of scissors going 'snip snip' in the dead of night was enough to keep a man in check. But, as they say, marital expectations have evolved over the years.

I would like to warn prospective members that this club is highly exclusive and open only to wives who can understand that there is a difference between first- class prostitute, second-class prostitute, novice prostitute, and the woman who pours the drinks and occasionally sits on a man's lap if he gives her a tip. It is my experience that many wives, while wishing to be obedient, do not always understand that when her husband has a, how shall we say, snack attack, he is not necessarily referring to the kueh-kueh she made that morning.

That is why wives can join this club only if they pass an entrance exam which I have been appointed by your husbands to devise. So, aspiring members, to make sure you know what you're in for, please answer the following multiple-choice questions: 1. Which of the items below should not be stored with the other three? a) Cooking oil b) Chilli sauce c) Kecap manis d) Dr Love's passion fruit-flavoured Spray On and Lick Off whipping cream. 2. You went to East Coast Park on your day off - I mean, while your husband was out. He says he will be home by 7pm and is in a 'good mood'. It takes 45 minutes to get home. What time must you leave East Coast Park to get home in time? a) Before 6pm, so you will have plenty of time to freshen up. b) After 7pm, because you are not in a good mood. c) Before 6.15pm, but take the bus to your mother's house instead. d) At 6.30pm, but get off at Parkway Parade because it's Great Singapore Sale

3. In a moment of passion, your husband exclaims: 'Who's your Daddy?' What do you reply? a) 'Uh, my mother's husband?' b) 'You are, my darling!' c) 'Yoda?' d) 'Can you repeat the question?'

4. Your husband wants you to wear a sexy maid's outfit. What do you do? a) Rush out and buy a cute French chambermaid's outfit. b) Tell him you're entitled to one day off a week or extra pay if it's one day off a month. c) Tell him you also need new pails and washcloths. d) Buy the chambermaid's outfit, plus that cool robot vacuum cleaner you've been eyeing.

5. Your husband insists you call him Mr Rock. You feel this is not an accurate description of him but being obedient, what do you do? a) Show him a mirror. b) Do as he wishes and call him Mr Rock. If you really want to please him, call him Sir Rock. b) Counter-offer with something more realistic like Marshmallow Bear. c) Pookie-Wookie?

There you go. Now, don't panic if you find the questions too difficult. I know some wives not yet in the club are lobbying to do away with this test altogether. Yes, the wives who are brandishing their scissors at this very moment ...

-- by Jaime Ee,  2011 June 24    BUSINESS TIMES

 


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